Welcome to 4208 Gibbens Payne Ave ? a refreshed 3-bedroom, 1.5-bath ranch offering comfortable single-level living with modern updates, everyday convenience and added financial advantages. This inviting home features a functional layout with a bright living area, refreshed finishes throughout, and three well-sized bedrooms. The half bath adds extra convenience for guests and daily living. Outside, the carport provides covered parking and easy access, while the ranch-style design makes this home ideal for buyers seeking low-maintenance, easy living. Key Features: ? Buyer may qualify for 100% financing (with approved lender) ? Located in Flood Zone X ? no flood insurance required ? 3 bedrooms ? 1 full bath + 1 half bath ? Refreshed interior ? One-level ranch layout ? Carport ? Functional, easy-living floor plan 4208 Gibbens Payne Ave is move-in ready and perfect for first-time buyers, downsizers, or investors looking for a solid, well-kept home.